Overtime Pay Calculator — time-and-a-half over 40 hours

How it works

Pay splits at the overtime threshold. Hours up to it — 40 a week under the FLSA — are paid at the regular rate; hours beyond it are paid at the regular rate times the overtime multiplier, which the FLSA sets at a minimum of 1.5 (time and one-half). Total weekly pay is regular pay plus overtime pay, and the effective hourly rate spreads that total back over all the hours worked, so it always sits between the regular rate and the overtime rate. The hours sweep shows overtime starting at zero right at the threshold and the premium widening the gap from straight time with every extra hour.

Worked example

At $25 an hour working 45 hours, the first 40 hours are regular pay: 40 × $25 = $1,000. The 5 hours over 40 are overtime at time and one-half: 5 × $25 × 1.5 = $187.50. Total for the week is $1,187.50, an effective rate of $1,187.50 ÷ 45 ≈ $26.39 an hour. The overtime premium — the part above straight time — is just the half: those 5 hours earn 5 × $25 × 0.5 = $62.50 more than they would at the regular rate.

Frequently asked questions

How is overtime pay calculated?

Multiply the overtime hours by your hourly rate and the overtime multiplier. Over 40 hours a week at time and one-half, 5 overtime hours at $25 is 5 × $25 × 1.5 = $187.50. Add that to your regular pay for the total. Only the hours past the threshold get the higher rate.

What is "time and a half"?

Pay at 1.5 times your regular hourly rate — the FLSA minimum for overtime. On a $25 rate, each overtime hour pays $37.50. Some employers or contracts pay double time (2×) for certain hours; you can change the multiplier here to match.

When does overtime start?

Under the federal FLSA, after 40 hours in a single workweek — a fixed, recurring 168-hour period. Hours aren't averaged across weeks: 30 one week and 50 the next still means 10 overtime hours in the second week. Some states add daily overtime (for example, over 8 hours in a day), which this federal calculation doesn't apply — adjust the threshold if your state's rule differs.

Does everyone get overtime?

No — the FLSA exempts certain employees, commonly executive, administrative, and professional roles that meet salary and duties tests. Exempt workers aren't owed overtime regardless of hours. This page computes overtime pay for a covered (non-exempt) worker; whether you're exempt is a separate legal question.

Is overtime taxed at a higher rate?

Overtime isn't taxed at a special rate — it's ordinary income like the rest of your pay. It can feel higher because a bigger paycheck may have more withheld, but the tax owed follows the normal brackets. The take-home-pay calculator shows the after-tax effect on total earnings.

How do I get my annual pay from this?

This is a single week. If your hours are steady, multiply the weekly total by the weeks you work, but real overtime usually varies week to week, so annualizing a high-overtime week overstates the year. Use it to check a specific paycheck; use the salary or hourly-to-salary calculator for a steady-schedule annual figure.

How accurate is this, and what does it exclude?

The arithmetic is exact for the rate, hours, threshold, and multiplier entered. It computes gross weekly pay only — it excludes taxes and withholding, exemption status, state daily-overtime rules, blended rates for multiple pay rates, and bonuses that must be folded into the "regular rate" under the FLSA. Treat it as straight gross overtime pay for one week.